Category Archives: Saving Money

How to Save Money as the Cost of Living Keeps Rising: 10 Tips

Every trip to the grocery store reveals a frightening upward trend in prices for all consumers. As transportation costs remain at record levels and unemployment stagnates in record territory, household budgets are strained. Hoping the situation will change in the … Continue reading

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How to Take a Family Holiday Without Credit Card Debt

With a little bit of preparation, it’s really not hard to take a holiday in Australia without spending the rest of the year paying it off your credit card when you return. That’s because Australia is choc-a-bloc full of fun … Continue reading

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10 Easy Ways To Save Money On Gas

The cost of living has been rising steadily and shows no sign of abating. Today Shell and BP announced huge profits of over $14 billion for the first 3 months of 2008. What’s clear is that as the Indian and … Continue reading

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7 Ways To Save Money On Food

There are so many ways to save money, and it shouldn’t be just limited to certain aspects of you life. There’s a saying that goes something like this: There are two things you can be sure of in life, paying … Continue reading

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Organizing All the Angles before Negotiating a Better Rate

Last time we discussed the benefits of rebalancing your debt load. This time we need to take a half step back and employ a very useful tactic. Three Way Negotiating Dynamic in Your Favor Before you actually transfer a balance, … Continue reading

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Researching and Scripting the Pitch to Lower Your Credit Card Rates

We have been covering the steps you need to take to prepare to successfully negotiate your credit card rates down. Today, we start to build your case. In general, you need to gather the facts and then prepare your message … Continue reading

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Credit Curb Appeal for Credit Card Rate Negotiations

As we continue to look at the ways to better negotiate your credit card rates, today we are focused on some very basic steps to take. You want to look good to the credit card companies when you call so … Continue reading

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Prepare Before You Call Your Credit Card Company for a Better Interest Rate

A few days ago we prepared an article providing the useful tip that it only takes a little negotiation to get a rate decrease on one or more credit cards. Since then we have received several requests to elaborate on … Continue reading

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Process of Building a Budget

Many people do not build a budget. They receive bills in, make payments and maybe check their bank account to be sure they have enough to cover the payment. They might push some money into a 401k or an IRA. … Continue reading

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Do not Throw Away Anything!

I read a great article the other day in Entrepreneur magazine.  A CEO of a burgeoning company made the statement that he never throws away anything.  Its a concept straight out of the old days in the US straight out … Continue reading

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