Category Archives: Interest Rates

Final Installment on Preparing to Negotiate a Better Credit Card Interest Rate

Posted on March 16, 2007 by Brett

This is our seventh and final installment in our series designed to help people prepare for a phone negotiation with their credit card company to reduce their interest rates and save money in the long run. Our final three points … Continue reading →

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Organizing All the Angles before Negotiating a Better Rate

Posted on March 14, 2007 by Brett

Last time we discussed the benefits of rebalancing your debt load. This time we need to take a half step back and employ a very useful tactic. Three Way Negotiating Dynamic in Your Favor Before you actually transfer a balance, … Continue reading →

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Credit Footprint Improvements Prior to Rate Negotiations

Posted on March 12, 2007 by Brett

This is our fifth part in our series describing the steps that you can utilize to prepare for a future Credit Card Rate Reduction. Today we are going to focus on three areas. Reviewing your total footprint on the credit … Continue reading →

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Researching and Scripting the Pitch to Lower Your Credit Card Rates

Posted on March 9, 2007 by Brett

We have been covering the steps you need to take to prepare to successfully negotiate your credit card rates down. Today, we start to build your case. In general, you need to gather the facts and then prepare your message … Continue reading →

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Paying Down Debt Positions a Better Rate Negotiation

Posted on March 7, 2007 by Brett

Last time we mentioned that your credit card rate negotiation will benefit from paying down your debt and boosting your income. Now its time to cover the obvious step that every body hates. Stop Spending So Much It’s the discretionary … Continue reading →

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Prepare Before You Call Your Credit Card Company for a Better Interest Rate

Posted on March 2, 2007 by Brett

A few days ago we prepared an article providing the useful tip that it only takes a little negotiation to get a rate decrease on one or more credit cards. Since then we have received several requests to elaborate on … Continue reading →

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UK Interest Rates Rise To 5%: Homeowners Feel Crunch

Posted on November 10, 2006 by Andy

Well after months of expectation, the Bank of England committee decided to raise the base rate of interest in the UK to 5%, that’s the highest it has been in 5 years.  Now, while that may seem a negative figure, … Continue reading →

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