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Category Archives: Credit Cards
Credit Curb Appeal for Credit Card Rate Negotiations
As we continue to look at the ways to better negotiate your credit card rates, today we are focused on some very basic steps to take. You want to look good to the credit card companies when you call so … Continue reading
Posted in Credit Cards, Debt, Saving Money
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Prepare Before You Call Your Credit Card Company for a Better Interest Rate
A few days ago we prepared an article providing the useful tip that it only takes a little negotiation to get a rate decrease on one or more credit cards. Since then we have received several requests to elaborate on … Continue reading
Posted in Credit Cards, Debt, Interest Rates, Saving Money
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Lump Sum Credit Card Settlements – The Downside
Many people are sometimes able to avoid bankruptcy by negotiating a settlement with their credit card companies. On occasion when your finances are in tough shape you may find yourself negotiating a lump sump debt settlement on your credit card. … Continue reading
Posted in Credit Cards, Debt, Payments
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How to: Negotiate a Better Interest Rate
It happens to everyone. Your credit card interest goes up. Its a fact of life almost as certain as the tides. Just because you have stellar credit does not mean that a bank or finance company will not test your … Continue reading
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An audio on “Spend to save†credit cards
An informative audio on “Spend to save†credit cards, the ones which round off your purchase to the next dollar. Learn about what to look for in a good “spend to save†credit card scheme.
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Australian bank issues cat with credit card!
This sounds absurd, but according to a report from Reuters it appears to be true. Are you sitting down? An Australian bank has issued a cat with a credit card. The Bank of Queensland was found lacking after a security-conscious … Continue reading
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How to Avoid Maxing Your Credit Line-Part 2
Controlling Cash Outflows Series Today we pick up where we left off yesterday running down ways that you can avoid maxing out your credit card. To revisit the First part of this series see How to Avoid Maxing Your Credit … Continue reading
Posted in Credit Cards, General, Saving Money
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From the dirty-tricks dept of credit card companies
These are hard times for all of us, there is a global resource crunch and the thinning ozone layers are not helping matters either. So, what does one do? Well, at least the credit card companies have found a way … Continue reading
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How to Avoid Maxing Your Credit Line-Part 1
Yesterday, we discussed our intent to help people learn how to control their Cash Outflows. There is no genie in the bottle of the Credit Cave that will fix all of your problems however we will now start to empower you to tackle or prevent credit issues.
As a credit card holder or borrower you never ever want to Max out your credit, your credit lines and not even a single credit card. Continue reading
Posted in Credit Cards, General, Saving Money
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Spend so that you can save
Sounds a little convoluted but that’s exactly what banks are helping their customers do. Spending done via credit and debit cards are linked to a savings component. For example, American Express offers a credit card where one percent of the … Continue reading
Posted in Credit Cards, Saving Money
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