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Category Archives: Credit Cards
The 3 Biggest Benefits of Prepaid Travel Cards
If you are planning a trip anywhere overseas this year, you’ll want to make sure you bring a prepaid travel card along with you on your trip because as we’ve already discussed, going on holiday isn’t cheap. Travellers who use … Continue reading
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9 Tips for Using Your Credit Card Abroad
Credit cards are the new form of travel money. What once was the realm of the traveler’s check has been taken over by the credit card. Accepted practically anywhere, flexible and easy – it’s easy to see why so many … Continue reading
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Why Get a Gold Credit Card?
A lot of people wonder why they should get a gold credit card. There are several benefits to you getting the best credit card you can, with each company offering something different. The most common benefit of having owning a … Continue reading
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How to Balance Transfer in 5 Easy Steps
There are times when you have no option but to move money around a little bit in order to make your payments. When this happens, you can and should make use of something known as a balance transfer where you … Continue reading
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15 Ways To Protect & Build Your Credit Rating
Whether you realize it or not, a simple number can be the determining factor for many things in your life. Your credit report will be analyzed by a number of different companies throughout your life and it is vital that … Continue reading
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Final Installment on Preparing to Negotiate a Better Credit Card Interest Rate
This is our seventh and final installment in our series designed to help people prepare for a phone negotiation with their credit card company to reduce their interest rates and save money in the long run. Our final three points … Continue reading
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Organizing All the Angles before Negotiating a Better Rate
Last time we discussed the benefits of rebalancing your debt load. This time we need to take a half step back and employ a very useful tactic. Three Way Negotiating Dynamic in Your Favor Before you actually transfer a balance, … Continue reading
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Credit Footprint Improvements Prior to Rate Negotiations
This is our fifth part in our series describing the steps that you can utilize to prepare for a future Credit Card Rate Reduction. Today we are going to focus on three areas. Reviewing your total footprint on the credit … Continue reading
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Researching and Scripting the Pitch to Lower Your Credit Card Rates
We have been covering the steps you need to take to prepare to successfully negotiate your credit card rates down. Today, we start to build your case. In general, you need to gather the facts and then prepare your message … Continue reading
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Paying Down Debt Positions a Better Rate Negotiation
Last time we mentioned that your credit card rate negotiation will benefit from paying down your debt and boosting your income. Now its time to cover the obvious step that every body hates. Stop Spending So Much It’s the discretionary … Continue reading
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