Credit Cave

As we are on the run up to Christmas, with Black Friday and the madness that is the holiday shopping season looming on the horizon, I thought it would be a good idea to create a list of ways to save money this Christmas.

It’s so easy to get sucked in by the rampant consumerism and the necessity to spend money. But it deosn’t have to be this way, you do not need to put yourself in debt in order to have a great Christmas. In fact, you’ll enjoy Christmas more without finance headaches.

So, without further ado, 101 ways to save money this Christmas.

(more…)

While many nations are accruing more and more wealth, as individuals we are increasingly less wealthy, burdened with debt and struggling to live a full life.

Easy access, an all-pervading consumer culture and a lack of emphasis on saving help consolidate the division between rich and poor and are actually working to increase it.

So we need to adapt and start saving, here’s a few tips to help.

(more…)